Privacy Policy

FACTS

BANK PRIVACY NOTICE
WHAT DOES BARWICK BANKING COMPANY DO WITH YOUR PERSONAL INFORMATION ?

Why ?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What ?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and income
  • Account balances and transaction history
  • employment information and credit history

When you are no longer our customer, we continue to share your information as described in this notice.

How ?

All financial companies need to share customers' personal information to run their everyday business. In section below, we list the reasons financial companies can share their customers' personal information; the reasons Barwick Banking Company chooses to share; and whether you can limit this sharing.

Reasons We Can Share Your Personal Information

For our everyday business purposes -

Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

  • Does Barwick Banking Company share? Yes
  • Can you limit this sharing? No
For our marketing purposes -

To offer our products and services to you

  • Does Barwick Banking Company share? Yes
  • Can you limit this sharing? No
For joint marketing with other financial companies
  • Does Barwick Banking Company share? Yes
  • Can you limit this sharing? No
For our affiliates' everyday business purposes -

information about your transactions and experiences

  • Does Barwick Banking Company share? No
  • Can you limit this sharing? We don't share
For our affiliates' everyday business purposes -

information about your creditworthiness

  • Does Barwick Banking Company share? No
  • Can you limit this sharing? We don't share
For non-affiliates to market to you
  • Does Barwick Banking Company share? No
  • Can you limit this sharing? We don't share

Questions ?

Who we are ?

Who is providing this notice ?

Barwick Banking Company

Wat we do ?

How does Barwick Banking Company protect my personal information ?

To protect your personal information from unauthorized use, we use security measures that comply with federal law. These measures include computer safegurards and secured files and buildings.

How does Barwick Banking Company collect my personal information ?

We collect your personal information, for example, when you:

  • Open an account or deposit money
  • Make deposits or withdrawals from your account or apply for a loan
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all the sharing ?

Federal law gives only the right to limit only

  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Barwick Banking Company deos not share with non-affiliates so they can market to you.
Joint Marketing

A formal agreement between no-affiliated financial companies that together market financial products or services to you.

  • Joint marketing partners include financial companies such as credit card service providers and merchant service providers.